We follow evidence based investing principles. We are financial planners, not stock pickers. You can expect unbiased recommendations based upon your needs.

Stock Options: We coordinate between the investing and tax implications of your equity compensation, so one doesn’t negatively impact the other.

Implementation: You can implement our investment recommendations on your own or with us, your choice. Most clients use us to simplify life.

The heart of all sound financial planning. Our goal is to reduce your lifetime tax bill, not just the current year’s taxes.

Stock Options: Coordinated with the investment advice (see above), because it matters.

This is the most important meeting, in our opinion. Every other meeting hinges on this because everything is based on what you want and who you are. If we hone in on that, every decision is clear. Promise.

Worry-free Retirement planning is more than just money; it’s about life, fulfillment, and enjoyment. You can enjoy life today even while saving for retirement. Life is now. And if you’re saving more than you need, we’ll show you.

If you’re over/under insured, we will tell you. Even beyond basic life insurance recommendations: do you need your own attorney malpractice policy? With inflation, is your home still covered under your old policy?

Implementation: For personal insurance needs, you can purchase policies on your own from an agent or we can coordinate with our friends at LLIS if you need more coverage. Again, your choice.

We can help set aside the emergency money you need and gain control over your spending. No shame allowed :)

This goes well beyond drafting a will with your attorney. Let’s address potential issues before they become a problem.

Something comes up before our next meeting? Let’s connect ASAP. We are here to walk with you on the journey.

Based on your skills and experience, are you getting the market rate? Let’s review your income against the job market and double check.

Protect the value of your stock options even if you switch employers - let us help you figure out how much you need to be made whole if you switch employers. And let’s assess the new company’s benefit package to see how it compares.

Fully use benefits to compound your net-worth, lower taxes, and contribute to your goals.

Did you know some employers will reimburse you for financial planning or tax planning? Ask your HR person to confirm.

JD Mortgage: You qualify for a special mortgage with a lower down payment. Does it make sense to do it?

All About Roths: Backdoor Roths, Roth Conversions, etc. You’ve read about them, but should you do it? Does it make sense based on your tax bracket?

Lower Taxable Income: Let’s find every possible way to legally reduce your taxes, both now and later in retirement.

Charitable Strategies: Want to help others AND lower your taxes? We have some cool stuff to show you.

Direct Indexing: You can use investments to potentially lower taxable income? Yup. There are several caveats and this strategy won’t apply to everyone, but it sure is cool. Here’s an example.